/* ============================================
   CRED HERO SECTION - Complete Styles
   ============================================ */
.cred-hero-section {
    position: relative;
    width: 100%;
    min-height: 100vh;
    background: linear-gradient(135deg,
            #00adee 0%,
            #1d8cc4 18%,
            #1a6fa8 35%,
            #1a5888 52%,
            #1b4a74 68%,
            #1d4576 100%);
    display: flex;
    align-items: center;
    justify-content: center;
    overflow: hidden;
    font-family: 'Segoe UI', system-ui, -apple-system, BlinkMacSystemFont, sans-serif;
    isolation: isolate;
}

.cred-hero-section::before {
    content: '';
    position: absolute;
    inset: 0;
    background:
        radial-gradient(ellipse at 25% 20%, rgba(255, 255, 255, 0.08) 0%, transparent 50%),
        radial-gradient(ellipse at 70% 60%, rgba(0, 173, 238, 0.12) 0%, transparent 45%),
        radial-gradient(ellipse at 40% 75%, rgba(255, 255, 255, 0.05) 0%, transparent 40%);
    z-index: 0;
    pointer-events: none;
    animation: credBreathableShift 12s ease-in-out infinite;
}

@keyframes credBreathableShift {
    0%, 100% { opacity: 0.8; }
    25% { opacity: 1; }
    50% { opacity: 0.7; }
    75% { opacity: 0.9; }
}

/* Background particles */
.cred-bg-particle {
    position: absolute;
    border-radius: 50%;
    pointer-events: none;
    z-index: 0;
    background: rgba(255, 255, 255, 0.07);
}
.cred-bg-particle--1 { width: 180px; height: 180px; top: -60px; left: 8%; }
.cred-bg-particle--2 { width: 120px; height: 120px; top: 20%; right: 5%; background: rgba(255, 255, 255, 0.05); }
.cred-bg-particle--3 { width: 90px; height: 90px; bottom: 15%; left: 12%; background: rgba(0, 173, 238, 0.15); }
.cred-bg-particle--4 { width: 150px; height: 150px; bottom: -40px; right: 20%; background: rgba(255, 255, 255, 0.04); }
.cred-bg-particle--5 { width: 70px; height: 70px; top: 35%; left: 45%; background: rgba(255, 255, 255, 0.06); }
.cred-bg-particle--6 { width: 100px; height: 100px; top: 55%; right: 30%; background: rgba(0, 173, 238, 0.1); }

/* Container */
.cred-hero-container {
    position: relative;
    z-index: 2;
    width: 100%;
    max-width: 1280px;
    margin: 0;
    padding: 10px 16px;
    box-sizing: border-box;
}

/* Grid layout */
.cred-hero-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 48px;
    align-items: center;
}

/* ============================================
   LEFT CONTENT
   ============================================ */
.cred-hero-content {
    display: flex;
    flex-direction: column;
    gap: 20px;
}

.cred-hero-badge {
    display: inline-block;
    background: rgba(255, 255, 255, 0.18);
    color: #ffffff;
    padding: 8px 18px;
    border-radius: 50px;
    font-size: 13px;
    font-weight: 600;
    letter-spacing: 1.2px;
    text-transform: uppercase;
    backdrop-filter: blur(8px);
    -webkit-backdrop-filter: blur(8px);
    border: 1px solid rgba(255, 255, 255, 0.25);
    width: fit-content;
}

.cred-hero-title {
    margin: 0;
    font-size: clamp(2.2rem, 4.5vw, 3.5rem);
    font-weight: 800;
    color: #ffffff;
    line-height: 1.18;
    letter-spacing: -0.02em;
    text-shadow: 0 2px 20px rgba(0, 0, 0, 0.15);
}

.cred-hero-description {
    margin: 0;
    font-size: 1.08rem;
    color: rgba(255, 255, 255, 0.88);
    line-height: 1.7;
    max-width: 480px;
}

.cred-hero-actions {
    display: flex;
    gap: 14px;
    flex-wrap: wrap;
    margin-top: 8px;
}

.cred-hero-stats {
    display: flex;
    gap: 32px;
    margin-top: 16px;
    flex-wrap: wrap;
}

.cred-stat-item {
    display: flex;
    flex-direction: column;
    gap: 2px;
}

.cred-stat-number {
    font-size: 1.7rem;
    font-weight: 800;
    color: #ffffff;
    line-height: 1;
}

.cred-stat-suffix {
    font-size: 0.85rem;
    font-weight: 500;
    color: rgba(255, 255, 255, 0.75);
    margin-left: 2px;
}

.cred-stat-label {
    font-size: 0.78rem;
    color: rgba(255, 255, 255, 0.7);
    font-weight: 500;
    letter-spacing: 0.3px;
    text-transform: uppercase;
}

/* ============================================
   RIGHT VISUAL - Floating Cards Design
   ============================================ */
.cred-hero-visual {
    display: flex;
    align-items: center;
    justify-content: center;
    position: relative;
}

.cred-visual-wrapper {
    position: relative;
    width: 480px;
    height: 520px;
    display: flex;
    align-items: center;
    justify-content: center;
}

/* Medical cross background */
.cred-medical-bg {
    position: absolute;
    width: 100%;
    height: 100%;
    display: flex;
    align-items: center;
    justify-content: center;
    pointer-events: none;
    z-index: 1;
}

.cred-medical-bg svg {
    width: 350px;
    height: 350px;
    opacity: 0.6;
}

/* Card Stack */
.cred-card-stack {
    position: relative;
    width: 320px;
    height: 380px;
    z-index: 2;
}

/* Stack Card Base Styles */
.cred-stack-card {
    position: absolute;
    width: 320px;
    background: white;
    border-radius: 20px;
    box-shadow: 0 10px 40px rgba(0, 0, 0, 0.15);
    padding: 24px;
    border: 1px solid rgba(255, 255, 255, 0.2);
}

/* Back Card */
.cred-stack-card--back {
    height: 200px;
    top: 180px;
    left: 0;
    transform: rotate(-4deg);
    z-index: 1;
    opacity: 0.7;
    background: rgba(255, 255, 255, 0.8);
    backdrop-filter: blur(10px);
}

.cred-card-stripe {
    height: 8px;
    border-radius: 4px;
    margin-bottom: 20px;
}

.cred-card-stripe--blue {
    background: linear-gradient(90deg, #00adee, #1d8cc4);
    width: 60%;
}

.cred-card-lines {
    display: flex;
    flex-direction: column;
    gap: 12px;
}

.cred-card-line {
    height: 8px;
    background: #e5e7eb;
    border-radius: 4px;
}

.cred-card-line--short { width: 40%; }
.cred-card-line--medium { width: 70%; }
.cred-card-line--long { width: 90%; }

/* Middle Card */
.cred-stack-card--middle {
    height: 240px;
    top: 90px;
    left: 0;
    transform: rotate(2deg);
    z-index: 2;
    opacity: 0.85;
    background: rgba(255, 255, 255, 0.9);
    backdrop-filter: blur(10px);
}

.cred-card-header-row {
    display: flex;
    align-items: center;
    gap: 12px;
    margin-bottom: 20px;
    padding-bottom: 16px;
    border-bottom: 1px solid #f3f4f6;
}

.cred-card-avatar {
    width: 44px;
    height: 44px;
    background: linear-gradient(135deg, #e0f2fe, #bae6fd);
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: #1d8cc4;
}

.cred-card-avatar svg {
    width: 24px;
    height: 24px;
}

.cred-card-header-info {
    flex: 1;
}

.cred-card-name {
    font-size: 0.9rem;
    font-weight: 700;
    color: #1d4576;
    line-height: 1.3;
}

.cred-card-specialty {
    font-size: 0.75rem;
    color: #6b7280;
}

.cred-card-badge {
    background: #ecfdf5;
    color: #059669;
    padding: 4px 10px;
    border-radius: 50px;
    font-size: 0.7rem;
    font-weight: 600;
}

.cred-card-body {
    display: flex;
    flex-direction: column;
    gap: 12px;
}

.cred-card-row {
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.cred-card-row .cred-card-label {
    font-size: 0.7rem;
    color: #9ca3af;
    font-weight: 500;
    text-transform: uppercase;
}

.cred-card-row .cred-card-value {
    font-size: 0.8rem;
    color: #374151;
    font-weight: 600;
}

/* Front Card (Main) */
.cred-stack-card--front {
    height: 340px;
    top: 0;
    left: 0;
    transform: rotate(-1deg);
    z-index: 3;
    background: white;
}

.cred-main-card-header {
    display: flex;
    align-items: center;
    gap: 12px;
    margin-bottom: 24px;
}

.cred-shield-icon {
    width: 42px;
    height: 42px;
    background: linear-gradient(135deg, #10b981, #059669);
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    padding: 8px;
}

.cred-shield-icon svg {
    width: 20px;
    height: 20px;
}

.cred-main-title {
    font-size: 1rem;
    font-weight: 700;
    color: #1d4576;
}

.cred-main-card-body {
    display: flex;
    flex-direction: column;
    gap: 4px;
}

.cred-coverage-list {
    display: flex;
    flex-direction: column;
    gap: 12px;
}

.cred-coverage-item {
    display: flex;
    align-items: center;
    gap: 12px;
    padding: 14px 16px;
    background: #f9fafb;
    border-radius: 12px;
    border: 1px solid #f3f4f6;
    transition: all 0.3s ease;
}

.cred-coverage-item:hover {
    background: #f0f9ff;
    border-color: #bae6fd;
    transform: translateX(4px);
}

.cred-coverage-icon {
    width: 32px;
    height: 32px;
    border-radius: 8px;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}

.cred-coverage-icon svg {
    width: 16px;
    height: 16px;
}

.cred-coverage-icon--active {
    background: #ecfdf5;
    color: #059669;
}

.cred-coverage-icon--pending {
    background: #fef3c7;
    color: #d97706;
}

.cred-coverage-info {
    display: flex;
    flex-direction: column;
    gap: 2px;
}

.cred-coverage-info span:first-child {
    font-size: 0.85rem;
    font-weight: 600;
    color: #1f2937;
}

.cred-coverage-info span:last-child {
    font-size: 0.7rem;
    color: #6b7280;
}

/* Notification */
.cred-notification {
    position: absolute;
    top: 30px;
    right: 20px;
    z-index: 4;
    background: white;
    border-radius: 14px;
    padding: 12px 16px;
    display: flex;
    align-items: center;
    gap: 10px;
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.15);
    border: 1px solid rgba(255, 255, 255, 0.3);
    animation: credNotifPop 0.6s cubic-bezier(0.68, -0.55, 0.265, 1.55);
}

.cred-notif-icon {
    width: 36px;
    height: 36px;
    background: linear-gradient(135deg, #10b981, #059669);
    border-radius: 10px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
}

.cred-notif-icon svg {
    width: 18px;
    height: 18px;
}

.cred-notif-text {
    display: flex;
    flex-direction: column;
    gap: 2px;
}

.cred-notif-text span:first-child {
    font-size: 0.8rem;
    font-weight: 700;
    color: #1d4576;
}

.cred-notif-text span:last-child {
    font-size: 0.65rem;
    color: #9ca3af;
}

@keyframes credNotifPop {
    0% {
        transform: scale(0.5) translateY(-20px);
        opacity: 0;
    }
    100% {
        transform: scale(1) translateY(0);
        opacity: 1;
    }
}

/* Mini Stat */
.cred-mini-stat {
    position: absolute;
    bottom: 40px;
    left: 10px;
    z-index: 4;
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 6px;
}

.cred-mini-stat-ring {
    width: 60px;
    height: 60px;
    position: relative;
    display: flex;
    align-items: center;
    justify-content: center;
}

.cred-mini-stat-ring svg {
    width: 100%;
    height: 100%;
    position: absolute;
}

.cred-mini-stat-value {
    font-size: 0.85rem;
    font-weight: 800;
    color: white;
    z-index: 1;
}

.cred-mini-stat-label {
    font-size: 0.65rem;
    color: rgba(255, 255, 255, 0.8);
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    background: rgba(255, 255, 255, 0.15);
    padding: 4px 10px;
    border-radius: 50px;
    backdrop-filter: blur(8px);
}

/* ============================================
   BOTTOM WAVE DIVIDER
   ============================================ */
.cred-hero-wave {
    position: absolute;
    bottom: 0;
    left: 0;
    width: 100%;
    z-index: 1;
    pointer-events: none;
    line-height: 0;
}

.cred-hero-wave svg {
    width: 100%;
    height: auto;
    display: block;
}

/* ============================================
   RESPONSIVE - Tablet
   ============================================ */
@media (max-width: 1024px) {
    .cred-hero-grid {
        grid-template-columns: 1fr;
        gap: 40px;
        text-align: center;
    }
    .cred-hero-content {
        align-items: center;
        order: 1;
    }
    .cred-hero-description {
        max-width: 560px;
        margin: 0 auto;
    }
    .cred-hero-actions {
        justify-content: center;
    }
    .cred-hero-stats {
        justify-content: center;
    }
    .cred-hero-visual {
        order: 0;
    }
    .cred-visual-wrapper {
        width: 400px;
        height: 440px;
    }
    .cred-card-stack {
        width: 280px;
        height: 340px;
    }
    .cred-stack-card {
        width: 280px;
    }
    .cred-stack-card--back {
        height: 170px;
        top: 160px;
    }
    .cred-stack-card--middle {
        height: 210px;
        top: 80px;
    }
    .cred-stack-card--front {
        height: 300px;
        top: 0;
    }
    .cred-notification {
        top: 20px;
        right: 10px;
    }
    .cred-mini-stat {
        bottom: 30px;
        left: 5px;
    }
}

/* ============================================
   RESPONSIVE - Mobile
   ============================================ */
@media (max-width: 600px) {
    .cred-hero-container {
        padding: 50px 18px;
    }
    .cred-hero-grid {
        gap: 28px;
        display: flex;
        flex-direction: column;
    }
    .cred-hero-title {
        font-size: 1.8rem;
    }
    .cred-hero-description {
        font-size: 0.95rem;
    }
    .cred-hero-stats {
        gap: 18px;
    }
    .cred-stat-number {
        font-size: 1.3rem;
    }
    
    /* THIS IS THE KEY CHANGE - content first, image after */
    .cred-hero-content {
        order: 1;
    }
    .cred-hero-visual {
        order: 2;
    }
    
    .cred-visual-wrapper {
        width: 100%;
        height: 360px;
    }
    .cred-card-stack {
        width: 240px;
        height: 300px;
    }
    .cred-stack-card {
        width: 240px;
        padding: 18px;
    }
    .cred-stack-card--back {
        height: 140px;
        top: 140px;
    }
    .cred-stack-card--middle {
        height: 180px;
        top: 70px;
    }
    .cred-stack-card--front {
        height: 260px;
        top: 0;
    }
    .cred-notification {
        top: 10px;
        right: 0;
        padding: 10px 12px;
    }
    .cred-notif-text span:first-child {
        font-size: 0.7rem;
    }
    .cred-mini-stat {
        bottom: 20px;
        left: 0;
    }
    .cred-mini-stat-ring {
        width: 50px;
        height: 50px;
    }
    .cred-medical-bg svg {
        width: 250px;
        height: 250px;
    }
}

/* ============================================
   Second Section
   ============================================ */

        /* --- BPC Trust Section CSS --- */
        .bpc-trust-section-wrapper {
            padding: 40px 0 20px 0;
            max-width: 1200px;
            margin: 0 auto;
            font-family: 'Inter', system-ui, -apple-system, sans-serif;
        }

        .bpc-trust-heading {
            text-align: center;
            color: #286987;
            font-size: 15px;
            font-weight: 600;
            letter-spacing: 2px;
            text-transform: uppercase;
            margin-bottom: 35px;
            margin-top: 0;
        }

        .bpc-logos-container {
            display: flex;
            flex-wrap: wrap;
            justify-content: center;
            align-items: center;
            gap: 30px 40px;
            padding: 0 20px;
        }

        .bpc-logo-item {
            display: flex;
            justify-content: center;
            align-items: center;
            flex: 1 1 180px; /* Flex basis to allow wrapping on mobile */
            max-width: 250px;
        }

        .bpc-logo-item img {
            width: 100%;
            height: auto;
            max-height: 80px; /* Adjust based on your preference */
            object-fit: contain;
            display: block;
        }

        /* --- EKG / Heartbeat Faint Line --- */
        .bpc-ekg-line-container {
            margin-top: 30px;
            height: 30px;
            position: relative;
            overflow: hidden;
            width: 100%;
            display: flex;
            justify-content: center;
        }

        .bpc-ekg-line {
            width: 100%;
            height: 1px;
            background: #eef2f9;
            position: relative;
        }

        /* Creating the heartbeat pulse in the center */
        .bpc-ekg-line::after {
            content: '';
            position: absolute;
            left: 50%;
            top: -3px;
            width: 2px;
            height: 2px;
            background: #eef2f9;
            box-shadow: 
                -10px 4px 0 0 #eef2f9, 
                -12px -2px 0 0 #eef2f9,
                -14px 6px 0 0 #eef2f9,
                10px 4px 0 0 #eef2f9, 
                12px -2px 0 0 #eef2f9,
                14px 6px 0 0 #eef2f9;
            transform: translateX(-50%);
        }

        /* Mobile adjustment */
        @media (max-width: 767px) {
            .bpc-logos-container {
                gap: 30px;
            }
            .bpc-logo-item {
                flex: 1 1 40%;
                max-width: 150px;
            }
            .bpc-logo-item img {
                max-height: 60px;
            }
        }
  

 /* ===== Logo Marquee – Unique Namespacing (lmq_) ===== */
    .lmq_marqueeWrap {
        --lmq_trackSpeed: 28s;
        --lmq_slideGap: 50px;
        --lmq_logoH: 56px;
        --lmq_fadeW: 70px;
        --lmq_fadeColor: #ffffff;
        --lmq_grayFilter: none;
        --lmq_hoverFilter: none;

        position: relative;
        width: 100%;
        overflow: hidden;
        box-sizing: border-box;
        padding: 18px 0;
        margin: 0;
    }

    /* --- side fade masks --- */
    .lmq_marqueeWrap::before,
    .lmq_marqueeWrap::after {
        content: "";
        position: absolute;
        top: 0;
        bottom: 0;
        width: var(--lmq_fadeW);
        z-index: 5;
        pointer-events: none;
    }
    .lmq_marqueeWrap::before {
        left: 0;
        background: linear-gradient(to right, var(--lmq_fadeColor) 0%, transparent 100%);
    }
    .lmq_marqueeWrap::after {
        right: 0;
        background: linear-gradient(to left, var(--lmq_fadeColor) 0%, transparent 100%);
    }

    /* --- animated track --- */
    .lmq_track {
        display: flex;
        align-items: center;
        gap: var(--lmq_slideGap);
        width: max-content;
        will-change: transform;
        animation: lmq_scrollAnim var(--lmq_trackSpeed) linear infinite;
    }
    .lmq_marqueeWrap:hover .lmq_track {
        animation-play-state: paused;
    }

    /* --- individual logo item --- */
    .lmq_logoItem {
        flex-shrink: 0;
        display: flex;
        align-items: center;
        justify-content: center;
        height: var(--lmq_logoH);
        filter: var(--lmq_grayFilter);
        transition: filter 0.35s ease, transform 0.35s ease;
    }
    .lmq_logoItem:hover {
        filter: var(--lmq_hoverFilter);
        transform: scale(1.06);
    }
    .lmq_logoItem img {
        height: 100%;
        width: auto;
        max-width: 170px;
        object-fit: contain;
        display: block;
    }

    /* --- keyframes --- */
    @keyframes lmq_scrollAnim {
        0%   { transform: translateX(0); }
        100% { transform: translateX(-50%); }
    }

    /* --- responsive --- */
    @media (max-width: 768px) {
        .lmq_marqueeWrap {
            --lmq_trackSpeed: 20s;
            --lmq_slideGap: 32px;
            --lmq_logoH: 42px;
            --lmq_fadeW: 40px;
        }
        .lmq_logoItem img { max-width: 120px; }
    }
    @media (max-width: 480px) {
        .lmq_marqueeWrap {
            --lmq_trackSpeed: 15s;
            --lmq_slideGap: 22px;
            --lmq_logoH: 32px;
            --lmq_fadeW: 24px;
        }
        .lmq_logoItem img { max-width: 85px; }
    }

/* --- UNIQUE CSS (ipn-) --- */
.ipn-section-wrapper {
    background-color: #f2f6fa; /* Light grey-blue */
    padding: 80px 20px;
    font-family: 'Helvetica Neue', Helvetica, Arial, sans-serif;
    width: 100%;
    color: #111;
}

.ipn-container {
    max-width: 1200px;
    margin: 0 auto;
}

.ipn-grid-2 {
    display: flex;
    flex-wrap: wrap;
    gap: 60px;
    align-items: flex-start;
}

.ipn-title-col {
    flex: 1;
    min-width: 300px;
}

.ipn-desc-col {
    flex: 1;
    min-width: 300px;
    display: flex;
    align-items: flex-end; /* Aligns text to bottom relative to header */
}

/* --- TYPOGRAPHY --- */
.ipn-sub-label {
    display: block;
    font-size: 0.85rem;
    text-transform: uppercase;
    letter-spacing: 1.5px;
    color: #6c757d;
    margin-bottom: 15px;
    font-weight: 500;
}

.ipn-main-title {
    font-size: 3.2rem;
    font-weight: 700;
    line-height: 1.1;
    margin: 0;
    color: #000;
}

.ipn-description {
    font-size: 1.1rem;
    line-height: 1.6;
    color: #333;
    margin: 0;
}

/* --- RESPONSIVE --- */
@media (max-width: 992px) {
    .ipn-main-title {
        font-size: 2.5rem;
    }
}

@media (max-width: 768px) {
    .ipn-grid-2 {
        flex-direction: column;
        gap: 30px;
    }
    
    .ipn-main-title {
        font-size: 2rem;
        text-align: center;
    }
    
    .ipn-sub-label {
        text-align: center;
    }
    
    .ipn-description {
        text-align: center;
        font-size: 1rem;
    }
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

body {
  background: #f4f7fb;
  font-family: 'DM Sans', 'Helvetica Neue', Helvetica, Arial, sans-serif;
}

/* MAIN SECTION STYLES */
.icf-section-wrapper {
  background-color: #ffffff;
  padding: 88px 24px 108px;
  font-family: 'DM Sans', 'Helvetica Neue', Helvetica, Arial, sans-serif;
  width: 100%;
  color: #000000;
  position: relative;
  isolation: isolate;
}

.icf-container {
  max-width: 1200px;
  margin: 0 auto;
}

/* HEADER ROW (TWO COLUMN LAYOUT) */
.icf-header-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: end;
  margin-bottom: 52px;
}

.icf-header-left {
  display: flex;
  flex-direction: column;
}

.icf-eyebrow {
  display: inline-block;
  font-size: 0.75rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 3px;
  color: #1d4576;
  margin-bottom: 20px;
  background: linear-gradient(135deg, #daeeff 0%, #eaf4ff 100%);
  padding: 6px 14px;
  border-radius: 40px;
  width: fit-content;
  box-shadow: 0 2px 6px rgba(0,173,238,0.10);
}

.icf-main-title {
  font-family: 'Syne', 'Helvetica Neue', Helvetica, sans-serif;
  font-size: clamp(2.2rem, 4vw, 3.3rem);
  font-weight: 800;
  line-height: 1.08;
  letter-spacing: -0.02em;
  margin: 0;
  background: linear-gradient(145deg, #1d4576 0%, #00adee 100%);
  background-clip: text;
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  color: transparent;
}

.icf-header-right {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 28px;
}

.icf-intro-text {
  font-size: 1.05rem;
  line-height: 1.65;
  color: #3a4a5a;
  margin: 0;
  font-weight: 450;
}

.icf-btn-primary {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  background: #00adee;
  color: white !important;
  padding: 14px 32px;
  border-radius: 60px;
  text-decoration: none;
  font-weight: 600;
  font-size: 0.9rem;
  letter-spacing: 0.01em;
  transition: all 0.3s cubic-bezier(0.2, 0.9, 0.4, 1.1);
  box-shadow: 0 8px 18px rgba(0,173,238,0.18), 0 2px 4px rgba(0,173,238,0.08);
  border: 1px solid rgba(255,255,255,0.15);
}

.icf-btn-primary i {
  font-size: 0.85rem;
  transition: transform 0.25s ease;
}

.icf-btn-primary:hover {
  background-color: #1d4576;
  color: #ffffff !important;
  transform: translateY(-3px);
  box-shadow: 0 20px 28px -12px rgba(29,69,118,0.35);
}

.icf-btn-primary:hover i {
  transform: translateX(6px);
}

.icf-divider {
  width: 100%;
  height: 1px;
  background: linear-gradient(90deg, #ccdaed, #a8c4e0, #ccdaed);
  margin: 0 0 64px 0;
  opacity: 0.7;
}

/* FEATURE GRID - FULLY VISIBLE BY DEFAULT */
.icf-features-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 28px;
}

/* CARD STYLES: always visible, no initial hidden state */
.icf-feature-item {
  background: #ffffff;
  border-radius: 28px;
  padding: 28px 24px 32px;
  transition: all 0.35s cubic-bezier(0.2, 0.9, 0.4, 1.2);
  border: 1px solid rgba(0,0,0,0.04);
  box-shadow:
    0 20px 35px -12px rgba(29, 69, 118, 0.08),
    0 1px 3px rgba(0,0,0,0.02),
    0 4px 12px rgba(0,0,0,0.03);
  position: relative;
  overflow: hidden;
  /* ✅ CRITICAL FIX: ensure opacity is 1 & element is visible before any JS */
  opacity: 1;
  transform: translateY(0);
}

.icf-feature-item:hover {
  transform: translateY(-8px);
  box-shadow:
    0 32px 48px -18px rgba(29, 69, 118, 0.18),
    0 8px 16px -6px rgba(0,0,0,0.08),
    0 0 0 1px rgba(0,173,238,0.10);
  border-color: rgba(0,173,238,0.22);
}

.icf-feature-item::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 4px;
  background: linear-gradient(90deg, #00adee, #1d4576, #00adee);
  opacity: 0;
  transition: opacity 0.3s ease;
  border-radius: 28px 28px 0 0;
}

.icf-feature-item:hover::before {
  opacity: 1;
}

.icf-feature-top {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 28px;
}

.icf-icon-chip {
  width: 48px;
  height: 48px;
  background: linear-gradient(135deg, #daeeff 0%, #c8e8fa 100%);
  border-radius: 20px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  transition: all 0.25s;
  box-shadow: 0 5px 12px rgba(0,173,238,0.10);
}

.icf-icon-chip i {
  font-size: 1.5rem;
  color: #1d4576;
  transition: transform 0.2s ease, color 0.2s ease;
}

.icf-feature-item:hover .icf-icon-chip i {
  transform: scale(1.05);
  color: #00adee;
}

.icf-feature-num {
  font-size: 0.85rem;
  font-weight: 700;
  color: #a0b4c8;
  letter-spacing: 0.08em;
  font-variant-numeric: tabular-nums;
  background: rgba(0,0,0,0.025);
  padding: 4px 10px;
  border-radius: 60px;
}

.icf-feature-title {
  font-family: 'Syne', 'Helvetica Neue', Helvetica, sans-serif;
  font-size: 1.25rem;
  font-weight: 720;
  letter-spacing: -0.01em;
  margin: 0 0 14px;
  color: #1d4576;
  transition: color 0.2s;
}

.icf-feature-item:hover .icf-feature-title {
  color: #00adee;
}

.icf-feature-desc {
  font-size: 0.94rem;
  line-height: 1.6;
  color: #4a5a6a;
  margin: 0;
}

/* RESPONSIVE DESIGN */
@media (max-width: 1024px) {
  .icf-features-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 32px;
  }
}

@media (max-width: 768px) {
  .icf-section-wrapper {
    padding: 64px 20px 80px;
  }
  .icf-header-row {
    grid-template-columns: 1fr;
    gap: 32px;
    margin-bottom: 40px;
  }
  .icf-main-title {
    font-size: 2.3rem;
  }
  .icf-features-grid {
    grid-template-columns: 1fr;
    gap: 28px;
  }
  .icf-feature-item {
    padding: 26px 22px 30px;
  }
  .icf-icon-chip {
    width: 44px;
    height: 44px;
  }
}

/* Additional fix: ensure no global hidden states from any external script leak */
body, .icf-section-wrapper, .icf-container, .icf-features-grid * {
  visibility: visible;
}


/* --- UNIQUE CSS (bpc-) --- */
.bpc-section-wrapper {
    background-color: #f5f7fa; /* Light grey background */
    padding: 70px 20px;
    font-family: 'Helvetica Neue', Helvetica, Arial, sans-serif;
    width: 100%;
}

.bpc-container {
    max-width: 1200px;
    margin: 0 auto;
}

.bpc-grid-2 {
    display: flex;
    flex-wrap: wrap;
    gap: 50px;
    align-items: center;
}

/* --- LEFT COLUMN: IMAGE --- */
.bpc-image-col {
    flex: 1;
    min-width: 300px;
}

.bpc-img-wrapper {
    width: 100%;
    display: flex;
    justify-content: center;
}

.bpc-process-img {
    width: 100%;
    max-width: 550px;
    height: auto;
    display: block;
    border-radius: 10px;
    /* Animation */
    opacity: 0;
    transform: scale(0.95);
}

/* --- RIGHT COLUMN: CONTENT --- */
.bpc-content-col {
    flex: 1;
    min-width: 300px;
}

.bpc-main-title {
    font-size: 2.8rem;
    font-weight: 700;
    color: #1a1a1a;
    margin-bottom: 15px;
    line-height: 1.2;
    /* Animation */
    opacity: 0;
    transform: translateY(20px);
}

.bpc-intro-text {
    font-size: 1.1rem;
    color: #4a4a4a;
    line-height: 1.6;
    margin-bottom: 25px;
    /* Animation */
    opacity: 0;
    transform: translateY(20px);
}

/* --- CHECKLIST --- */
.bpc-checklist {
    list-style: none;
    padding: 0;
    margin: 0;
}

.bpc-check-item {
    display: flex;
    align-items: center;
    gap: 12px;
    margin-bottom: 14px;
    font-size: 1.05rem;
    color: #2c3e50;
    /* Animation */
    opacity: 0;
    transform: translateX(-20px);
}

.bpc-check-item i {
    color: #1e5f8e; /* Blue color matching image */
    font-size: 1.3rem;
    width: 24px;
    text-align: center;
}

/* --- RESPONSIVE --- */
@media (max-width: 992px) {
    .bpc-main-title {
        font-size: 2.2rem;
    }
}

@media (max-width: 768px) {
    .bpc-section-wrapper {
        padding: 50px 15px;
    }
    
    .bpc-grid-2 {
        flex-direction: column;
        gap: 30px;
    }
    
    .bpc-main-title {
        font-size: 1.8rem;
        text-align: center;
    }
    
    .bpc-intro-text {
        text-align: center;
    }
    
    .bpc-checklist {
        padding: 0 10px;
    }
    
    .bpc-check-item {
        font-size: 0.95rem;
    }
    
    .bpc-process-img {
        max-width: 100%;
    }
}

.insure-section-wrapper {
  display: flex;
  justify-content: center;
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
  padding: 20px;
}

.insure-container {
  background-color: #00adee;
  border-radius: 12px;
  width: 100%;
  max-width: 1280px;
  padding: 40px 50px;
  box-shadow: 0 4px 12px rgba(0,0,0,0.15);
  box-sizing: border-box;
}

/* --- Top Row Layout --- */
.insure-top-row {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  margin-bottom: 20px;
}

.insure-text-area {
  max-width: 75%;
}

.insure-headline {
  color: #000000 !important;
  font-size: 28px;
  font-weight: 700;
  margin: 0 0 10px 0;
  line-height: 1.2;
}

.insure-subheadline {
  color: #000000;
  font-size: 16px;
  margin: 0;
  line-height: 1.5;
}

.insure-cta-area {
  display: flex;
  align-items: flex-start;
  padding-left: 20px;
}

.insure-button-cta {
  background: #1d4576 !important;
  border: 1px solid #66ccff;
  border-radius: 50px;
  color: #ffffff;
  padding: 10px 30px;
  font-size: 15px;
  font-weight: 500;
  cursor: pointer;
  transition: background 0.2s ease;
  white-space: nowrap;
}

.insure-button-cta:hover {
  background: rgba(102, 204, 255, 0.1);
  color:#ffffff !important;
}

/* --- Divider --- */
.insure-divider {
  height: 3px;
  background-color: #1d4576
;
  width: 100%;
  margin: 30px 0;
  border-radius: 2px;
}

/* --- Features Row --- */
.insure-features-row {
  display: flex;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 15px;
}

.insure-feature-item {
  display: flex;
  align-items: center;
  gap: 12px;
  flex: 1;
  min-width: 150px;
}

.insure-icon-circle {
  width: 32px;
  height: 32px;
  background-color: #1d4576
;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.insure-icon-circle svg {
  width: 18px;
  height: 18px;
  color: #00adee !important;
}

.insure-feature-text {
  color: #000000;
  font-size: 14px;
  font-weight: 400;
  line-height: 1.3;
}

/* Responsive adjustment for smaller screens */
@media (max-width: 768px) {
  .insure-top-row {
    flex-direction: column;
  }
  .insure-text-area {
    max-width: 100%;
    margin-bottom: 20px;
  }
  .insure-cta-area {
    padding-left: 0;
  }
  .insure-features-row {
    flex-direction: column;
    gap: 20px;
  }
}

  * {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
  }

  #parallax-slider {
    font-family: 'Segoe UI', Tahoma, Geneva, Verdana, sans-serif;
    overflow-x: hidden;
  }

  /* Section Base Styles */
  .parallax-section {
    display: flex;
    align-items: center;
    justify-content: center;
    min-height: 100vh;
    position: relative;
    overflow: hidden;
  }

  .parallax-bg {
    position: absolute;
    top: -20%;
    left: -10%;
    width: 120%;
    height: 140%;
    transform: translateY(0);
    will-change: transform;
  }

  .section-1 .parallax-bg {
    background: linear-gradient(135deg, #e8f4fd 0%, #d0e8f7 25%, #b8dcf0 50%, #dce8f5 75%, #f0f4f8 100%);
  }

  .section-2 .parallax-bg {
    background: radial-gradient(circle at 70% 50%, #ffffff 0%, #f8f9fa 100%);
  }

  .section-3 .parallax-bg {
    background: linear-gradient(135deg, #e3edf7 0%, #c5d9ed 25%, #d4e4f3 50%, #e8f0f8 75%, #f5f7fa 100%);
  }

  .section-container {
    display: flex;
    max-width: 1200px;
    width: 90%;
    position: relative;
    z-index: 2;
    gap: 80px;
    padding: 60px 40px;
    align-items: center;
  }

  .section-reverse {
    flex-direction: row-reverse;
  }

  /* Image Styles */
  .parallax-image {
    flex: 1;
    min-width: 350px;
    transform: translateY(0);
    will-change: transform;
    position: relative;
  }

  .image-wrapper {
    position: relative;
  }

  .image-wrapper img {
    width: 100%;
    height: 400px;
    object-fit: cover;
    border-radius: 24px;
    box-shadow: 0 30px 80px rgba(29, 69, 118, 0.15);
    display: block;
  }

  .section-2 .image-wrapper img {
    box-shadow: 0 30px 80px rgba(0, 0, 0, 0.1);
  }

  /* Floating Badges */
  .floating-badge {
    position: absolute;
    border-radius: 20px;
    padding: 25px 30px;
    color: white;
    box-shadow: 0 15px 40px rgba(0, 173, 238, 0.3);
  }

  .badge-top-right {
    top: -20px;
    right: -20px;
    background: #00adee;
  }

  .badge-bottom-left {
    bottom: -25px;
    left: -25px;
    background: #1d4576;
    display: flex;
    align-items: center;
    gap: 15px;
    padding: 25px 30px;
  }

  .badge-top-left {
    top: -25px;
    left: -25px;
    background: #00adee;
    border-radius: 50%;
    width: 80px;
    height: 80px;
    display: flex;
    align-items: center;
    justify-content: center;
    padding: 0;
  }

  .badge-emoji {
    font-size: 36px;
  }

  .badge-label {
    font-size: 14px;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 1px;
    margin-bottom: 5px;
  }

  .badge-number {
    font-size: 36px;
    font-weight: 700;
  }

  .badge-subtitle {
    font-size: 14px;
    opacity: 0.9;
  }

  .badge-icon {
    background: #00adee;
    width: 50px;
    height: 50px;
    border-radius: 15px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 24px;
  }

  .badge-label-small {
    font-size: 14px;
    opacity: 0.9;
  }

  .badge-title-small {
    font-size: 18px;
    font-weight: 700;
  }

  /* Text Styles */
  .parallax-text {
    flex: 1;
    display: flex;
    flex-direction: column;
    justify-content: center;
    transform: translateY(0);
    will-change: transform;
  }

  .section-tag {
    padding: 8px 20px;
    border-radius: 25px;
    font-size: 14px;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 1px;
    margin-bottom: 15px;
    display: inline-block;
    align-self: flex-start;
  }

  .section-tag-light {
    background: rgba(255, 255, 255, 0.15);
    color: #1d4576;
    border: 1px solid rgba(29, 69, 118, 0.2);
  }

  .section-tag-dark {
    background: rgba(0, 173, 238, 0.1);
    color: #1d4576;
  }

  .section-title {
    font-size: 56px;
    margin: 0 0 25px 0;
    font-weight: 700;
    line-height: 1.1;
    letter-spacing: -1px;
  }

  .text-white {
    color: #1d4576;
  }

  .text-black {
    color: #000000;
  }

  .section-description {
    font-size: 18px;
    line-height: 1.8;
    margin: 0 0 35px 0;
  }

  .text-light-gray {
    color: #2c3e50;
    opacity: 0.9;
  }

  .text-dark-gray {
    color: #333333;
    opacity: 0.85;
  }

  /* Stats Row */
  .stats-row {
    display: flex;
    gap: 25px;
    flex-wrap: wrap;
    margin-bottom: 35px;
  }

  .stat-card {
    padding: 20px 25px;
    border-radius: 16px;
    flex: 1;
    min-width: 140px;
  }

  .stat-card-dark {
    background: rgba(255, 255, 255, 0.6);
    backdrop-filter: blur(10px);
    border: 1px solid rgba(29, 69, 118, 0.15);
  }

  .stat-number {
    font-size: 38px;
    font-weight: 700;
    color: #00adee;
    line-height: 1;
  }

  .stat-label {
    font-size: 13px;
    opacity: 0.8;
    margin-top: 8px;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    color: #1d4576;
  }

  /* CTA Button */
  .cta-button {
    background: #00adee;
    color: white;
    border: none;
    padding: 18px 40px;
    border-radius: 30px;
    font-size: 16px;
    font-weight: 600;
    cursor: pointer;
    align-self: flex-start;
    box-shadow: 0 10px 30px rgba(0, 173, 238, 0.4);
    transition: all 0.3s ease;
    letter-spacing: 0.5px;
  }

  .cta-button:hover {
    transform: translateY(-2px);
    box-shadow: 0 15px 40px rgba(0, 173, 238, 0.6);
  }

  /* Tags Row */
  .tags-row {
    display: flex;
    gap: 12px;
    flex-wrap: wrap;
  }

  .tag-item {
    background: rgba(0, 173, 238, 0.1);
    color: #1d4576;
    padding: 12px 22px;
    border-radius: 25px;
    font-size: 14px;
    font-weight: 600;
    border: 1px solid rgba(0, 173, 238, 0.2);
  }

  /* Grid Cards */
  .grid-cards {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 15px;
  }

  .grid-card {
    padding: 20px;
    border-radius: 16px;
  }

  .grid-card-dark {
    background: rgba(255, 255, 255, 0.6);
    backdrop-filter: blur(10px);
    border: 1px solid rgba(29, 69, 118, 0.15);
  }

  .grid-icon {
    font-size: 24px;
    margin-bottom: 8px;
  }

  .grid-title {
    font-weight: 600;
    margin-bottom: 5px;
    font-size: 15px;
    color: #1d4576;
  }

  .grid-subtitle {
    font-size: 13px;
    opacity: 0.7;
    color: #2c3e50;
  }

  /* Responsive Design */
  @media (max-width: 968px) {
    .section-container,
    .section-reverse {
      flex-direction: column;
      gap: 40px;
      padding: 40px 20px;
    }

    .parallax-image {
      min-width: 100%;
    }

    .section-title {
      font-size: 38px;
    }

    .stats-row {
      gap: 15px;
    }

    .grid-cards {
      grid-template-columns: 1fr;
    }

    .image-wrapper img {
      height: 300px;
    }
  }




/* ===== Scoped FAQ Widget CSS ===== */
.ic-faq-widget {
  max-width: 1100px;
  margin: 40px auto;
  padding: 20px;
  font-family: 'Segoe UI', Roboto, Arial, sans-serif;
  background-color: #fbfcfe;
}

.ic-faq-title {
  font-size: 36px;
  font-weight: 700;
  color: #0f172a;
  margin-bottom: 30px;
}

.ic-faq-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
}

/* FAQ Item Card */
.ic-faq-item {
  background: #ffffff;
  border-radius: 12px;
  box-shadow: 0 2px 8px rgba(0, 0, 0, 0.06);
  border: 1px solid #eef2f6;
  overflow: hidden;
  transition: box-shadow 0.3s ease;
  align-self: start; /* KEY FIX: prevents grid row stretching */
}

.ic-faq-item:hover {
  box-shadow: 0 4px 16px rgba(0, 90, 158, 0.08);
}

/* Remove default details marker */
.ic-faq-item summary {
  list-style: none;
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 18px 24px;
  cursor: pointer;
  user-select: none;
  position: relative;
}

.ic-faq-item summary::-webkit-details-marker {
  display: none;
}

/* Question Text */
.ic-faq-text {
  font-size: 16px;
  font-weight: 600;
  color: #005a9e;
  line-height: 1.4;
  padding-right: 15px;
}

/* Icon Container */
.ic-faq-icon {
  flex-shrink: 0;
  width: 28px;
  height: 28px;
  background-color: #1e293b;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: background-color 0.3s ease;
  position: relative;
}

/* The Plus/Minus Symbol using pure CSS */
.ic-faq-icon::before,
.ic-faq-icon::after {
  content: '';
  position: absolute;
  background-color: #ffffff;
  border-radius: 1px;
  transition: transform 0.3s cubic-bezier(0.34, 1.56, 0.64, 1);
}

.ic-faq-icon::before {
  width: 12px;
  height: 2px;
}

.ic-faq-icon::after {
  width: 2px;
  height: 12px;
}

/* Open State (Minus) */
.ic-faq-item[open] .ic-faq-icon {
  background-color: #005a9e;
}

.ic-faq-item[open] .ic-faq-icon::after {
  transform: rotate(90deg);
  opacity: 0;
}

/* Answer Content */
.ic-faq-answer {
  overflow: hidden;
  max-height: 0;
  opacity: 0;
  padding: 0 24px;
  transition: max-height 0.4s ease, opacity 0.4s ease, padding 0.3s ease;
}

.ic-faq-answer p {
  margin: 0;
  color: #475569;
  font-size: 15px;
  line-height: 1.6;
}

.ic-faq-item[open] .ic-faq-answer {
  max-height: 500px;
  opacity: 1;
  padding: 0 24px 24px 24px;
}

/* Hover effect on icon */
.ic-faq-item summary:hover .ic-faq-icon {
  background-color: #005a9e;
}

.ic-faq-item[open] summary:hover .ic-faq-icon {
  background-color: #00407a;
}

/* Responsive */
@media (max-width: 768px) {
  .ic-faq-grid {
    grid-template-columns: 1fr;
    gap: 12px;
  }
  
  .ic-faq-title {
    font-size: 28px;
  }
  
  .ic-faq-text {
    font-size: 15px;
  }
}